About Us

KAF Investment Bank Berhad (previously known as KAF Discounts Berhad) was established in 1975 and is a leading investment bank in Malaysia with a strong reputation in the dealing with money market instruments and trading in debt securities. We are active in providing capital market advisory services such as fund raising via the issuance of private debt securities, equity and equity linked securities. We are backed by a strong and experienced advisory team who can provide holistic and innovative financial solutions.

Products and Services

Money Market

Short-term Money Market Deposit Non-collaterised, interest bearing deposit placed with the Bank for a fixed period of time and at a contracted rate.

Commercial Papers (CP) 
CP's are short-term debt instruments issued by companies, cooperatives and government or state agencies for financing working capital requirements, financing of projects or refinancing or repayment of loans. 

Negotiable Instrument of Deposit (NID) 
NID are promissory notes issued and guaranteed by licensed banking institutions approved by BNM such as commercial and investment banks. They are time deposit certificate issued in bearer form similar to FD but in larger denomination and can be sold to other parties.

Short-term Government Securities
Malaysian Treasury Bills
MTB are short term marketable debt instrument issues by Malaysian Government through BNM to raise fund to finance Government's working capital.

BNM Notes
BNM Notes on the other hand issued by BNM as a monetary tool to mop-up excess liquidity from the banking system.


Fixed Income

Malaysian Government Securities (MGS)
Malaysian Government Securities are marketable debt instruments issued by the Government of Malaysia to raise funds from the domestic market to finance the Government’s development expenditure and working capital. MGS is an interest bearing long term bonds.

Government Investment Issue (GII)

 

Corporate Bond
Corporate bonds are long and medium term obligations issued by the Malaysian private sector. The issuers are varied, ranging from independent power producers, which issue bonds to finance infrastructure projects, to manufacturing and infrastructure development companies. 

Person: Shaiful Hadi Shaharuddin
Email:

Person: Ahmad Kamal Abdul Razak
Email:

Person: Fauziah Muhammad
Email:

 


Foreign Exchange

FX Spot
A Spot Foreign Exchange contract involves the exchange of one currency for another at an agreed rate, with delivery or settlement usually taking place two good business days from the trade date.

Foreign Currency Deposit
FCD is a fixed investment instrument in which a specific sum of money with a specific tenor and interest rate is deposited into a bank.

Forward Exchange Contract
It is a forward contract or agreement where importers/exporters agree to buy/sell a specific amount of currency at a pre-determined rate and date. By entering into a forward contract, you are obligated to honor the transaction on maturity date regardless of the actual market rate at that point of time. Forward Exchange Contract (FEC) is up to 1-year tenor whilst Long-Term FX (LTFX) is for maturity longer than a year to a maximum of 10 years.

Person: Syed Zambri Syed Zain
Email:

Person: Mohd Faizal Akmal Dato HJ Mohd Yussof
Email:


Derivatives

Interest Rate Swap (IRS)
It is a contractual agreement between two parties to exchange a stream of floating interest rate payments (cash flows)

against fixed rate (or vice versa) based on a single currency at an agreed notional amount over a fixed period of time.

Person: Syed Zambri Syed Zain
Email:

Person: Mohd Faizal Akmal Dato HJ Mohd Yussof
Email:


Islamic Treasury

Money Market Deposits
Deposit placed with the Bank for a fixed period of time and earning an Expected Rate of Return.

GIA
GIA is an investment account where customer provide the capital to the bank while the bank manage the funds by investing in shariah approved money market instruments. The return on investment will be shared by the bank and the customer based on pre-agreed profit sharing ratio under the concept of mudharabah (trustee profit sharing).

NIDC
NIDC refers to a sum of money deposited with the banking institutions and repayable to the bearer on a specified future date at the nominal value of NIDC. NIDC is structured along the concept Bai Bithaman Ajil (deferred payment sale) and can be sold to other parties.

Acceptance Bills-i
Abi are Ringgit bills of exchange drawn on and accepted by the banks to finance import and export transactions which are deemed halal by Shariah. Short-term Government Securities

  • BNMi Notes
    BNMi Notes are issued by BNM as a monetary tool to mop-up excess liquidity from the banking system.
  • MiTB
    MiTB are short term marketable debt instrument issues by Malaysian Government through BNM to raise fund to finance Government's working capital.

Person: Syed Zambri Syed Zain
Email:


Person: Shaiful Hadi Shaharuddin
Email:


Islamic Banking

We are authorised under the Financial Services Act 2013, to accept deposits from individuals, private corporations, statutory bodies and financial institutions. We are able to help you manage your business’ cash flow and cash reserves more effectively. Surplus short-term funds which are deposited with KAF are invested in syariah compliant activities as follows:

  • Islamic Money Market Instruments.
  • Islamic Public Debt Instruments.
  • Islamic Private Debt Instruments.


Person:  Syed Zambri Syed Zain
Telephone: +603 2059 0888
Email:

Person: Shaiful Hadi B. Shaharuddin
Telephone: +603 2059 0888
Email:


Debt Capital Market

The Debt Markets team comprises qualified managers who will advice, structure and arrange debt financing solutions to corporate and institutional clients to raise financing via the debt capital market.

Some of the product offered are:
Islamic and conventional bonds, commercial papers/medium term notes
Structured debt – issuance of debt securities with unique structures such as asset-backed securities and structured notes.

As arranger and manager, we are able to assist the Issuer in obtaining the required rating from the rating agency, the approval of Securities Commission and other relevant authorities, and putting together a consortium of all relevant parties necessary in making an issuance a success..

Person: Rohaizad Ismail
Telephone: +603 2171 0339
Email:


Corporate Finance

Our Corporate Finance team focuses on corporate finance advisory and equity capital markets services. The advisory services provided by our team include:

  • Flotation on Bursa Malaysia Securities Berhad.
  • Mergers and acquisitions (M&A) joint-ventures, takeovers and reverse takeovers.
  • Privatizations.
  • Issuance of equity and equity-linked fund raising such as rights issues, private placements, restricted issues, issuance of preference shares and bonds with warrants.
  • Corporate valuations, underwriting, corporate and debt restructuring and independent advice.

Person: Rohaizad Ismail
Telephone: +603 2171 0339
Email:


Corporate Banking

Our Corporate Banking assists and provides services in addition and complimentary to our corporate finance and capital market teams by offering the following products:

Term loan or revolving credit facility financing pending the issuance of capital market instruments
Syndicated financing to corporate clients.

  • Facility agency
  • Security agency
  • Monitoring agency
  • Issuing agency


Person: Rohaizad Ismail
Telephone: +603 2171 0339
Email: