Integrity & Whistleblowing

Anti-Bribery & Corruption Policy Statement

KAF prioritizes strong corporate governance and ethical business practices, fully complying with laws and regulations in all operational areas. It maintains a zero-tolerance policy against bribery and corruption, requiring all Board members, staff, and third parties to uphold integrity and accountability. As a general rule, staff must avoid offering or receiving gifts or hospitality that could compromise their judgment. Violations of the Anti-Bribery and Corruption Policy may lead to disciplinary actions or termination of relationships with third parties.

KAF maintains an unwavering commitment to the highest standards of integrity, transparency, and accountability in the conduct of its business and operations. We consider ethical conduct to be paramount in every action we take. Consistent with our organizational principles, we urge individuals to report any suspected instances of misconduct, including policy breaches, legal violations, or unethical actions, involving employees, contractors, consultants, or other business partners.

*For further details on the scope of misconduct, please refer to the Whistleblowing Policy.

Mission & Vision

To whom and how may I raise my concern

Concern may be raised by completing the Whistleblowing Form (physical/electronic forms), which is available at the KAFIB website and forwarding to the applicable channel:

Person Being Reported / Subject
Recipient
KAFIB Board Chairman
Any Board member
Chief Executive Officer
Any EXCO Members

Email:

INED / GCCO / SMHR

kib.welisten@kaf.com.my
Any Employees

Email:

GCCO / SMHR

kib.welisten2@kaf.com.my
INED (Independent Non-Executive Director)
GCCO (Group Chief Compliance Officer)
SMHR (Senior Manager Human Resources)
Direct Post:

Disclosure to be enclosed in a sealed envelope marked "Confidential" and "To be opened by addressee only", addressed to:

KAFIB Board Chairman

Level 13A, Menara IQ,
Lingkaran TRX, Tun Razak Exchange,
55188 Kuala Lumpur

Alternatively, the whistleblower may make a disclosure of improper conduct to:

FAQ

Whistleblowing refers to the voluntary act of reporting any suspected misconduct, unethical behaviour, or malpractice involving the Bank’s employees, directors, vendors, or third-party service providers. Such disclosures are made in good faith to uphold the Bank’s integrity and accountability.

Misconduct refers to any act, omission, or behaviour by an employee... Examples include:

  1. Criminal offences by the Bank’s officers, employees and directors including fraud, corruption or abuse of power.
  2. Abuse of power or misuse of the Bank’s funds or assets.
  3. Financial irregularity or impropriety.
  4. Gross mismanagement within the Bank.
  5. Breach of KAF Group’s Code of Ethics and Professional Conduct.
  6. Malpractice or misdeeds...
  7. Failure to comply with laws...
  8. Assisting a person to commit improper conduct.
  9. Detrimental action taken against whistleblowers.

Yes. The Bank’s investigation officers will determine if the concern is misconduct or not.

We highly encourage whistleblowers to provide their name or contact details...

The concern raised will be investigated in a confidential manner by the Bank in accordance with its internal procedures.

Yes, you will be given protection.

Protection against retaliation will be maintained... reinforced by the Whistleblowers Protection Act 2010.

ETHICS & INTEGRITY POLICIES / Organisational Anti-Corruption Plan