Integrity & Whistleblowing

Anti-Bribery & Corruption Policy Statement

KAF prioritizes strong corporate governance and ethical business practices, fully complying with laws and regulations in all operational areas. It maintains a zero-tolerance policy against bribery and corruption, requiring all Board members, staff, and third parties to uphold integrity and accountability. As a general rule, staff must avoid offering or receiving gifts or hospitality that could compromise their judgment. Violations of the Anti-Bribery and Corruption Policy may lead to disciplinary actions or termination of relationships with third parties.

KAF maintains an unwavering commitment to the highest standards of integrity, transparency, and accountability in the conduct of its business and operations. We consider ethical conduct to be paramount in every action we take. Consistent with our organizational principles, we urge individuals to report any suspected instances of misconduct, including policy breaches, legal violations, or unethical actions, involving employees, contractors, consultants, or other business partners.

*For further details on the scope of misconduct, please refer to the Whistleblowing Policy.

Mission & Vision

To whom and how may I raise my concern

Concern may be raised by completing the Whistleblowing Form(physical/electronic forms), which is available at the KAFIB website and forwarding it to email:

Person Being Reported/Subject Recipient
KAFIB Board Chairman Email:
INED/GCCO/SMHR
Any Board member
Chief Executive Officer
Any EXCO Members
Any Employees Email:
GCCO/SMHR
INED (Independent Non-Executive Director)

Direct Post:
Disclosure to be enclosed in a sealed envelope marked "Confidential" and "To be opened by address only", addressed to—

KAFIB Board Chairman

Level 13A, Menara IQ,
Lingkaran TRX, Tun Razak Exchange,
55188 Kuala Lumpur
GCCO (Group Chief Compliance Officer)
SMHR (Senior Manager Human Resources)

Alternatively, the whistleblower may make a disclosure of improper conduct to:

 

FAQ

What is Whistleblowing?

Whistleblowing refers to the voluntary act of reporting any suspected misconduct, unethical behaviour, or malpractice involving the Bank’s employees, directors, vendors, or third-party service providers. Such disclosures are made in good faith to uphold the Bank’s integrity and accountability.

What kind of misconduct can I whistle blow?

Misconduct refers to any act, omission, or behaviour by an employee that contravenes the expected standards of professionalism, integrity, and accountability in the discharge of their duties. This includes any action that undermines the proper performance of their responsibilities, breaches the Bank’s policies and procedures, or violates legal and regulatory requirements. Examples include, but are not limited to, the following:

 

  1. Criminal offences by the Bank’s officers, employees and directors including fraud, corruption or abuse of power.
  2. Abuse of power or misuse of the Bank’s funds or assets.
  3. Financial irregularity or impropriety.
  4. Gross mismanagement within the Bank.
  5. Breach of KAF Group’s Code of Ethics and Professional Conduct.
  6. Malpractice or misdeeds, unethical and unlawful activity with regards to privileged information, material non-public information, market manipulation, rogue trading, market rigging, forgery.
  7. Failure to comply with provisions of the laws or regulatory obligations.
  8. Assisting a person to commit any of the above instances of improper conduct.
  9. Detrimental action taken against whistleblowers or persons closely associated with whistleblowers.

 

I am not certain if the act is a misconduct. Should I still raise the concern?

Yes. The Bank’s investigation officers will determine if the concern is misconduct or not.

Is it possible to report a concern without revealing my identity?

We highly encourage whistleblowers to provide their name or contact details to support the Bank in obtaining further clarification and additional information required for a full investigation into any reported misconduct. Should you choose to remain anonymous, the Bank will only be able to investigate based on the information contained in your report. Additionally, you will not have access to any updates or the final outcome of the investigation.

What happens to the concern that I have raised?

The concern raised will be investigated in a confidential manner by the Bank in accordance with its internal procedures.

Yes, you will be given protection.

Protection against retaliation will be maintained as much as reasonably possible; for employees, safeguards are in place to shield against negative consequences such as retaliation, retribution, victimization, or detriment, provided the disclosure is made in good faith. This is strongly reinforced by the Whistleblowers Protection Act 2010, which grants legal immunity: whistleblowers are protected from liability for civil, criminal, or disciplinary consequences (Section 7(1)(b)) and are shielded from any subsequent prejudicial acts (Section 7(1)(c)).

However, this protection does not extend to shielding individuals from accountability for any misconduct they may have personally committed, if such wrongdoing is alleged, investigated, and substantiated. The protection is against action taken because you raised a concern, not against the consequences of your own prior, separate misconduct

At KAF Investment Bank , we're dedicated to upholding integrity. While we're always here for your product and service questions, our Speak Up channels are specifically for reporting serious concerns like misconduct or ethical breaches.

If you have something important to share, use one of our confidential channels below. Your report will be handled with discretion and care.

 

  1. For general queries about KAF Investment Bank:
  2. For Employee Screening & HR Enquiries:
  3. For Complaints & Fraud Hotline:

 

ETHICS & INTEGRITY POLICIES / Organisational Anti-Corruption Plan